Eversight News & Stories

Planting the seed for sight: A tax-smart way to give through your IRA

Written by Alex Teska, Philanthropy Director | May 1, 2026 1:00:03 PM

Spring often brings a sense of renewal. Longer days and new growth invite reflection—what are we planting now that will make a difference later?

At Eversight, the idea of “planting the seed” is more than a metaphor—it’s how progress happens. Whether it’s advancing research, supporting donor families, or restoring sight for patients, so much of what we do is made possible by people who choose to invest in a future they may not fully see—but deeply believe in. 

What is a Qualified Charitable Distribution?

For those turning 70½ or older, a Qualified Charitable Distribution (QCD) offers a simple, effective way to support causes that matter.

You can make a gift directly from your IRA to a qualified nonprofit like Eversight—without the distribution being counted as taxable income. It’s a straightforward way to support a mission you care about while also meeting any required minimum distributions (RMDs) and reducing your taxable income—even if you don’t itemize deductions. 

Key benefits of a Qualified Charitable Distribution

  • Avoid paying income tax on IRA distributions given to charity
  • Satisfy your required minimum distribution (RMD)
  • Reduce your taxable income—even if you don’t itemize
  • Make a direct, meaningful impact through your gift 

Why consider giving through your IRA?

What some people appreciate most about QCDs is how intentional they feel. Much like planting something in the spring, it’s a thoughtful step taken now that leads to something lasting.

Through this type of gift, you help:

  • Restore sight for patients in need
  • Advance critical vision research
  • Honor the generosity of donor families

For many supporters, giving through an IRA is not just a financial decision—it’s a reflection of their values and a commitment to making a difference in a purposeful way. 

Taking the next step

If this is something you’ve been considering—or even hearing about for the first time—I’d be glad to help you explore what’s possible. Whether you have questions or want to talk through what might make sense for your situation, please don’t hesitate to reach out.

Spring reminds us that growth starts with a single step. Thank you for all the ways you continue to help sight flourish.

To learn more about giving through your IRA, visit our Planned Giving page or contact Alex Teska, Philanthropy Director, ateska@eversightvision.org or (734) 780-2675. 

This information is provided for educational purposes only and is not intended as legal, tax or financial advice. Tax laws are subject to change. Please consult a qualified tax, financial or legal advisor to determine what’s right for your situation.